About KoruVest
KoruVest helps beginners and international investors make sense of investing, personal finance, and the U.S. financial system.
Financial information is often buried under jargon, product marketing, and rules that assume every reader is a U.S. citizen. KoruVest takes a different approach: we explain the rule first, show what it means in practice, and help readers understand the decisions that follow.
What We Cover
- Investing Basics. Stocks, ETFs, index funds, retirement accounts, brokerage accounts, and the fundamentals new investors need before putting money to work.
- Money 101. Saving, budgeting, emergency funds, high-yield savings accounts, and the financial foundation that comes before investing.
- Cross-Border Investing. U.S. investing, accounts, taxes, and financial rules for non-U.S. citizens, international students, visa holders, nonresidents, and global investors.
What Makes KoruVest Different
Many financial websites explain what an ETF, IRA, or brokerage account is. KoruVest aims to go one step further by explaining how the rules affect real decisions — especially when nationality, visa status, tax residency, or leaving the United States changes the answer.
Our cross-border guides cover questions such as whether an F-1 student can invest, what happens to a 401(k) after leaving the United States, how W-8BEN affects withholding, and how U.S. investment income may be treated for nonresident investors.
We aim to give readers enough context to understand both the rule and the practical consequence, while clearly identifying situations that require professional advice.
Who Writes KoruVest?
KoruVest articles are published under the byline of David Han, the site’s lead author.
Our editorial approach also draws on more than 40 years of combined professional experience in management consulting and corporate finance, including experience with international business and Asian financial markets.
You can learn more about our research, fact-checking, updating, and editorial process on our Editorial Standards page.
How We Research
For financial, tax, and regulatory topics, we prioritize official and authoritative sources whenever possible. Depending on the subject, these may include the U.S. Securities and Exchange Commission (SEC), Internal Revenue Service (IRS), Federal Reserve, FINRA, FDIC, U.S. Treasury, Social Security Administration, USCIS, and official financial-institution documents.
Sources are not included simply to make an article look authoritative. We use them to verify important rules, figures, eligibility requirements, tax treatment, deadlines, and other claims that could affect a reader’s financial decisions.
Where useful, we add calculations, comparisons, examples, decision points, and explanations that translate the underlying rules into practical situations.
Editorial Independence
KoruVest is designed to educate readers, not to push financial products. Advertisers and commercial partners do not determine our editorial conclusions.
If we use affiliate links, sponsorships, or other commercial relationships, those relationships will be disclosed where appropriate. Compensation does not determine our rankings or recommendations.
Important Note
KoruVest provides general educational information only. Our content is not personalized investment, tax, legal, immigration, or financial advice. Rules and individual circumstances can differ, particularly in cross-border situations.
Please read our full Disclaimer and consult an appropriately qualified professional when making important decisions specific to your circumstances.
Questions or Corrections?
If you find an error, believe an article needs an update, or have a question about our research, contact us at contact@koruvest.com or through our Contact page.