Social Security Tax on F-1 and H-1B: Who Gets It Back? (2026)
Look at your paystub and find two lines: Social Security and Medicare. For most employees, those deductions are routine. For […]
Cross-Border Investing
Practical investing, tax, and account guides for non-US citizens, international students, visa holders, and global investors navigating the U.S. financial system.
Do Foreigners Pay US Tax on Treasury Bonds and CDs? (2026)
A foreign investor can receive a dividend from a U.S. company and lose part of it to U.S. withholding tax,
W-8BEN and the 30% Tax: How Foreign Investors Cut US Withholding
A U.S. company pays you a $100 dividend. Your brokerage account shows only $70. For a foreign investor seeing that
Leaving the U.S. on an H-1B: What Happens to Your 401(k)?
Leaving the United States does not make your vested 401(k) disappear. That sounds obvious, but it is one of the
Can F-1 Students Invest in Stocks? (2026 Guide)
For an F-1 student, investing can feel more complicated than it should. You may have money saved from authorized on-campus
Best Brokerages for Non-Residents & Visa Holders (2026)
Finding a brokerage account as a non-U.S. investor is not really about finding the broker with the prettiest app or
Can a Non-US Citizen Open a Brokerage Account? (2026)
You do not need a U.S. passport to invest in U.S. markets. But that does not mean every non-U.S. citizen